Bad Credit (refused finance)

Can you get motorbike finance if ive been declined a loan in the past?

If you have poor or bad credit, or you have been refused a loan elsewhere, the good news is that we still may be able to help. In fact, a number of our lenders specialise in helping those with bad credit obtain motorbike finance.

Of course, no motorbike finance is guaranteed, since everything depends on your particular circumstances – such as your age, your employment, your income and the size of the loan you are looking for – as well as your credit file.

However, we have loan options available for a wide range of personal circumstances, including for those that have CCJs on their file, are in an IVA or have previously been bankrupt (now discharged).

Having a regular, basic income is something our lenders will look to see from any finance applicant. This can come from a range of employment types, for example we can help if you are self-employed, a part-time worker or an agency worker.

We do have no deposit motorbike finance options, but if you do have a deposit or a part-exchange available, you can use this to reduce the total amount borrowed (subsequently reducing your monthly repayments).
Even if you have been declined for a motorbike loan elsewhere (such as from a bank, a motorbike dealership or even another motorbike finance broker), the good news is that we do work with lenders that specialise in bad credit motorbike finance, so still may be able to help.

Remember, though, that the repayments are still your responsibility and if you default on them your credit rating will be adversely affected and future borrowing become still more difficult.

At MotorbikeFinance 247, it isn’t just a motorbike that you can finance! We can offer finance on vans, motorbikes and motorhomes too.

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Applying with us only takes a couple of minutes and

won’t affect your credit score

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Company Details

Our Services

Motorbike Finance

The Motorbike Financer

9B High Street, Congleton,

Cheshire, CW12 4HZ

E – [email protected]

T – 01625 324 444

F – 01625 324 443

The Motorbike Financer is a trading style of The Vehicle Financer Ltd. The Vehicle Financer Ltd is authorised and regulated by the Financial Conduct Authority (FRN: 834015). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at For complaints information when a transaction is completed online, please also access the Online Dispute Resolution platform at

All finance is subject to status and income. Written quotations are available on request. Our advisors are all SAF (Specialist Automotive Finance) approved. The Vehicle Financer is a limited company registered in England and Wales. Registered number: 9970074. Registered office: The Vehicle Financer, 9B High Street, Congleton, CW12 1BNICO registration number – ZA171810.

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