125cc motorbike finance

125cc bike finance

Any motorbike | Any dealership | No deposit | Large panel of lenders | All circumstances

125cc Motorbike Finance The Motorbike Financer

Rates from 8.9% APR. Representative APR 18.4%

Representative Example: Borrowing £7,500 over 48 months with a representative APR of 18.4%, the amount payable would be £216.45 a month, with a total cost of credit of £2889.60 and a total amount payable of £10389.60.

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Applying with us only takes a couple of minutes and won’t affect your credit score.

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No impact on your credit score

Get a quote

No impact on your credit score

Get a quote

No impact on your credit score

Our experts know the answer

Motorbike finance is a way for you to buy a new or used motorbike by spreading the cost over a period of months. So, instead of having to pay everything upfront, you can split the cost into manageable amounts that are paid in regular monthly instalments.

There are three main types of motorbike finance available through The Motorbike Financer, the most popular of which is Hire Purchase, or HP as it’s more commonly known. The other financing options are Personal Contract Purchase (PCP) and Personal Loans.

If you see the term ‘guaranteed finance’, it’s important to remember that no one can guarantee your application will be successful until they’ve taken your personal details, noted which motorbike you want and checked your credit file. All of these things will make a difference to your likelihood of being accepted or not, so when you see the words ‘guaranteed finance’, it’s usually a good reason to be cautious.

The traditional way of arranging motorbike finance is to take out a finance plan from the dealer when you buy the motorbike. But if you sort things out with The Motorbike Financer before you get that far, you give yourself three big advantages:
  • You know exactly what you can afford before you get to the dealer – you’re negotiating from a position of strength
  • You’ve had the chance to make sure you’ve got a deal that’s right for you. Dealers usually offer only a limited number of finance providers
  • You save time. We can deliver a lending decision quickly, often within seconds of submitting your application. Then we can help you with the admin, paperwork and negotiations with the dealer.
Yes, we can help people with a less-than-perfect credit history. You may find that you’re not offered the great rates that someone with excellent credit history might get, but we may still be able to help you find a finance option to suit your circumstances.

We’re often able to help customers that have been refused elsewhere.

If you’ve applied somewhere else (such as a bank, motorbike dealership or even another finance broker) and have not been successful, you might start to think that nobody can help. However, that doesn’t have to be the case. Some of the lenders we work with actually specialise in helping people with bad credit to get motorbike finance, so we’ll try our best to find the right finance option for you.

Yes, you can choose a motorbike from any reputable UK dealership or if your lender permits it, we can do private sales also.

Once you’ve found a motorbike, you just need to share the details with your advisor and they’ll do the rest.